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Here is one with different settings for Adjustment>Variation:

You can also create a template save it as PSD file and reuse it for creating  frames by applying different effects.

1. Open a New Document (Ctrl+N), size of your choice (here I will use the same size 550x450px)

2. Add a New Layer, Select All (Ctrl+A) ,go to Edit>Stroke>65px, color of your choice. 

3. Keep the Selection on, add a New Layer and go to Edit>Stroke>80px, color different than in step 2.

4. Keep the Selection on, add a New Layer and go to Edit>Stroke>120 px, color lighter than in step 3.

5. Merge all Layers and  go to File>Save As>PSD .

If you like you may use this one , to download right click and select "Save Picture As...").

How many borders you want your frame to have, that many Strokes you need to create.

With the Magic Wand you can easy select each color, copy & paste to a New Layer and apply any effect that you want.

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